Don’t want to pay the full amount at once? Pay in instalments!

ESTO instalment payment is an innovative payment solution that helps create a payment schedule based on the period you choose. The solution decides in real time and helps complete the purchase in under 60 seconds.

Choose a product or service, let our staff know you want to pay with ESTO instalments, then confirm your order. When confirming, select the period, monthly instalment amount and sign with ID card, Smart-ID or Mobile-ID.

• ESTO instalments are available to all Estonian residents aged 18–70.

• ESTO instalments can also be arranged quickly and easily for legal entities.

• ESTO instalments are offered and administered by ESTO AS.

ATTENTION! Every instalment plan is a financial commitment. Before signing, read the terms and consult a specialist if needed. ESTO AS instalment credit cost rate is 23.63% per year under the following example terms: credit amount 1490 EUR, product/service cost 1490 EUR, down payment 0%, fixed interest rate 11.90%, contract fee 0 EUR, total credit and repayment 1844.64 EUR assuming repayment in 24 months in equal monthly instalments of 76.86 EUR. Read the terms before signing and consult a specialist if needed. Instalments are offered and administered by ESTO AS.

WHAT IS ESTO? ESTO is a financial services company dating back to 2016. The brand started from the need for a new generation of payment solutions for both consumers and merchants. Today ESTO offers the widest range of payment solutions in the Baltics, with over 2600 partner stores and over 300,000 customers.

Read the terms here: www.esto.eu/ee

Contact ESTO AS if needed – info@esto.ee or www.esto.eu/ee LIVE chat.